***PLEASE READ - IMPORTANT***

We DO NOT sell your information to any third party after we pull your credit. After your credit is pulled, the 3 credit bureaus (Experian, Equifax & Transunion) immediately put this information on a marketing leads list, in the form of "trigger leads." Unfortunately, brokers & banks have no control to stop this, since the bureaus are regulated by the CFPB. We know how frustrating it can be to get hundreds of spam calls and to help prevent this – you can register with the Do-Not-Call Registry here: donotcall.gov

In Mike's distinguished career, his remarkable efforts have not only facilitated over a billion dollars in closed mortgage lending but also ensured the satisfaction of thousands of clients. With a strategic vision and unparalleled leadership, he has navigated teams across Financial Services, Technology, Mortgage, and Real Estate to heights of success rarely seen in the industry. Mike's natural talent for exceeding targets and catalyzing growth reflects his deep impact on every initiative and team he's led, setting new standards of excellence.

Leading by example, Mike has excelled in roles that demanded not just oversight but active engagement in achieving and setting sales records. His strategic oversight extends over large teams, including managing other managers and spearheading major partnerships, illustrating a commitment to both personal achievement and collective success.

Mike's philosophy centers around empowering teams through mentorship and collaboration, drawing on his vast experience to inspire those around him. His efforts have not only led to significant organizational growth but have also cultivated a culture of excellence and integrity. This unique leadership approach has been instrumental in fostering environments where success is not just achieved but consistently exceeded.

ABOUT PETRA CEPHAS

At Petra Cephas, we are committed to providing exceptional service that will give homebuyers the opportunity for a better life. As professionals in the mortgage industry with over 15 years of experience, we provide our clients with the most convenient options to pay for their home. Our team makes sure to lead our clients to the comfort of a home.

We help our clients prepare for their biggest decisions, offering residential financing for primary residences, second homes, and investment properties. We also handle single family units, multifamily units, condos, and town homes. We are licensed in New Jersey, Pennsylvania, New York, California, Florida, Connecticut, North Carolina, Texas, Virginia, Maryland, Georgia and the District of Columbia.