***PLEASE READ - IMPORTANT***

We DO NOT sell your information to any third party after we pull your credit. After your credit is pulled, the 3 credit bureaus (Experian, Equifax & Transunion) immediately put this information on a marketing leads list, in the form of "trigger leads." Unfortunately, brokers & banks have no control to stop this, since the bureaus are regulated by the CFPB. We know how frustrating it can be to get hundreds of spam calls and to help prevent this – you can register with the Do-Not-Call Registry here: donotcall.gov

Paul Singh (NMLS #406332): Your Trusted Mortgage Expert

With over two decades of experience, Paul Singh has become a trusted name in the mortgage industry, helping countless individuals and families turn their homeownership dreams into reality. As the driving force behind Petra Cephas Residential Mortgage Broker, Paul is renowned for his unwavering commitment to excellence, innovation, and personalized service.

What Sets Paul Apart

• Tailored Solutions: Every client’s financial journey is unique, and Paul takes pride in crafting custom mortgage strategies that align with their needs, goals, and aspirations.

• Speed & Precision: Known for his exceptional ability to close deals swiftly and seamlessly, Paul ensures you’re always a step ahead in today’s competitive market.

• Educator at Heart: Paul empowers his clients with knowledge, demystifying the mortgage process so you feel confident at every stage of your journey.

A Partner You Can Count On

Paul believes that buying a home isn’t just a transaction—it’s a life-changing milestone. He builds lasting relationships with his clients, offering guidance and support long after the closing table. Whether you're a first-time buyer, upgrading to your dream home, or refinancing for better terms, Paul will be your steadfast partner every step of the way.

Why Choose Paul Singh?

• Deep Market Knowledge: With an expert understanding of the local market and access to the best rates and programs, Paul is uniquely positioned to deliver outstanding results.

• Innovative Tools & Resources: Leveraging cutting-edge tools like AI-driven CRMs and modern mortgage technology, Paul streamlines your experience, ensuring transparency and ease.

• Collaborative Spirit: Partnering with top-tier Realtors and financial professionals, Paul fosters a seamless homebuying experience that prioritizes your goals.

Beyond the Mortgage

Paul’s dedication extends beyond the business. He’s a proud father, a passionate advocate for community growth, and someone who believes in leaving a positive impact wherever he goes. His blend of professionalism, warmth, and a solutions-driven mindset makes him not just a mortgage broker but a trusted advisor for life.

ABOUT PETRA CEPHAS

At Petra Cephas, we are committed to providing exceptional service that will give homebuyers the opportunity for a better life. As professionals in the mortgage industry with over 15 years of experience, we provide our clients with the most convenient options to pay for their home. Our team makes sure to lead our clients to the comfort of a home.

We help our clients prepare for their biggest decisions, offering residential financing for primary residences, second homes, and investment properties. We also handle single family units, multifamily units, condos, and town homes. We are licensed in New Jersey, Pennsylvania, New York, California, Florida, Connecticut, North Carolina, Texas, Virginia, Maryland, Georgia and the District of Columbia.