***PLEASE READ - IMPORTANT***

We DO NOT sell your information to any third party after we pull your credit. After your credit is pulled, the 3 credit bureaus (Experian, Equifax & Transunion) immediately put this information on a marketing leads list, in the form of "trigger leads." Unfortunately, brokers & banks have no control to stop this, since the bureaus are regulated by the CFPB. We know how frustrating it can be to get hundreds of spam calls and to help prevent this – you can register with the Do-Not-Call Registry here: donotcall.gov

Paul Singh (NMLS #406332) is proud to serve his community as a Mortgage Loan Officer at Petra Cephas. With over two decades of experience in the industry, he is focused on educating clients, showing them all their loan options, and taking them through each step of the process seamlessly and efficiently. His specialties include first-time home buyers, new construction, and jumbo loan products. Paul's goal is to align you with the right loan for your situation and build a strong relationship with you through trust and hard work.

Paul is a native of India and immigrated to the US in 1989. His family instilled in him strong values and a drive for excellence. His inspiration for helping others with their finances came from seeing his parents struggle through their first mortgage process, and Paul knew at an early age he could make a difference in this field. He went on to complete his bachelor's degree in economics with a minor in business management from SUNY, and began his professional career at M&T Bank. Since then, Paul has served in roles including Home Loan Consultant, Senior Loan Officer, New Construction Specialist, and Assistant Vice President at distinguished organizations like M&T Bank, Wells Fargo, Indus Bank, and Citizens Bank.

Paul commits a significant portion of his free time to give back to his community. This includes regularly volunteering at a soup kitchen, working with Toys for Toddlers, supporting veterans' events and food drives, and serving with the Rotary Club of Carteret. Paul is an avid golfer, and enjoys working out and spending time with his family. He is also a movie fan and enjoys genres ranging from comedies to multicultural films.

ABOUT PETRA CEPHAS

At Petra Cephas, we are committed to providing exceptional service that will give homebuyers the opportunity for a better life. As professionals in the mortgage industry with over 15 years of experience, we provide our clients with the most convenient options to pay for their home. Our team makes sure to lead our clients to the comfort of a home.

We help our clients prepare for their biggest decisions, offering residential financing for primary residences, second homes, and investment properties. We also handle single family units, multifamily units, condos, and town homes. We are licensed in New Jersey, Pennsylvania, New York, California, Florida, Connecticut, North Carolina, Texas, Virginia, Maryland, Georgia and the District of Columbia.