***PLEASE READ - IMPORTANT***
We DO NOT sell your information to any third party after we pull your credit. After your credit is pulled, the 3 credit bureaus (Experian, Equifax & Transunion) immediately put this information on a marketing leads list, in the form of "trigger leads." Unfortunately, brokers & banks have no control to stop this, since the bureaus are regulated by the CFPB. We know how frustrating it can be to get hundreds of spam calls and to help prevent this – you can register with the Do-Not-Call Registry here: donotcall.gov
Paulina
Baque-Ramos
Senior Mortgage Advisor
NMLS #976887
Pbramos@petracephas.com
Office: 732-873-1365
Fax: 732-270-7050
*Please note that when you apply for a loan, you will be required to create a borrower portal account before filling out the application. This ensures your information is secure and will allow you to easily upload and sign documents throughout the loan process.
“For some of the team in Petra Cephas , that I have never met personally, they have made my entire journey of refinancing, very smooth from the start to finished , working with them is a pleasure , they always respond to all my concerns, and are very open to each step of the process. I don’t usually write reviews online but i would like to share my positive experience with Paulina Ramos Team. I totally recommend them because they are very knowledgeable, and very professional, and they’ll stay with you until the end of the process.”
“During rough time where interest rate keeps going up, I was able to close within 31 days. Communications and disciplined staff were great. Honest and integrity were as expected, no cut corners and no risky decisions. I love this organization and what they stand for, highly recommended.”
ABOUT PETRA CEPHAS
At Petra Cephas, we are committed to providing exceptional service that will give homebuyers the opportunity for a better life. As professionals in the mortgage industry with over 15 years of experience, we provide our clients with the most convenient options to pay for their home. Our team makes sure to lead our clients to the comfort of a home.
We help our clients prepare for their biggest decisions, offering residential financing for primary residences, second homes, and investment properties. We also handle single family units, multifamily units, condos, and town homes. We are licensed in New Jersey, Pennsylvania, New York, California, Florida, Connecticut, North Carolina, Texas, Virginia, Maryland, Georgia and the District of Columbia.
OUR LOCATIONS
SOMERSET
27 Clyde Rd, Suite 201
Somerset, NJ 08873
T: 732-873-1365 E: speakwithus@petracephas.com
PISCATAWAY
6 Wills Way, Building 2
Piscataway, NJ 08854
T: 732-873-1365 E: speakwithus@petracephas.com