***PLEASE READ - IMPORTANT***
We DO NOT sell your information to any third party after we pull your credit. After your credit is pulled, the 3 credit bureaus (Experian, Equifax & Transunion) immediately put this information on a marketing leads list, in the form of "trigger leads." Unfortunately, brokers & banks have no control to stop this, since the bureaus are regulated by the CFPB. We know how frustrating it can be to get hundreds of spam calls and to help prevent this – you can register with the Do-Not-Call Registry here: donotcall.gov
Thomas Abbate
Senior Mortgage Advisor
NMLS #785345
Tabbate@petracephas.com
Office: 732-873-1365
Fax: 732-270-7050
*Please note that when you apply for a loan, you will be required to create a borrower portal account before filling out the application. This ensures your information is secure and will allow you to easily upload and sign documents throughout the loan process.
Tom Abbate (NMLS # 758345) is a Senior Loan Officer for Petra Cephas. With over twenty years of experience in the residential mortgage industry. He is a certified reverse Mortgage Specialist since 2005 and has been providing reverse solutions for over 15 years. Tom is a seasoned veteran and has garnered significant knowledge of the mortgage process. Graduating from Rutgers College of Engineering in 1990 and later acquiring an MBA from Monmouth University in 1995 has given Tom the ability to harness his passion for business with his data-driven, problem solving skills.
Prior to his work at Petra Cephas, Tom had the honor of originating loans for numerous mortgage companies such as First Choice Bank, People's Bank, and Home Point Financial. As a result, Tom has earned a knack for ease of processing and short turnaround times.
Aside from work, Tom is a loving husband and father of four beautiful children. He currently resides in Freehold, where he can be frequently found tasting the numerous new restaurants in the surrounding communities. Tom is also a fan of numerous sports, particularly baseball, football, and golf.
“As a small business owner obtaining a mortgage is considerably more involved than your conventional type. This is where Thomas Abbate of Petra Cephas really shines. He went above and beyond the normal process and spent considerable time to have our mortgage approved. He succeeded where others failed due to his perseverance and genuine concern for us. I whole heartedly recommend him and Petra if you are in the market and hope to use them in the future.”
“Tom and the Petra Cephas Team are very knowledgeable and really took the time to listen and work with my family. I’m a first time homeowner and was a nervous wreck! He calmed my nerves, took the time to explain in detail each step of the way. He was always readily available to answer all questions. I appreciate the Petra Cephas team, they helped to make my dream come true!”
ABOUT PETRA CEPHAS
At Petra Cephas, we are committed to providing exceptional service that will give homebuyers the opportunity for a better life. As professionals in the mortgage industry with over 15 years of experience, we provide our clients with the most convenient options to pay for their home. Our team makes sure to lead our clients to the comfort of a home.
We help our clients prepare for their biggest decisions, offering residential financing for primary residences, second homes, and investment properties. We also handle single family units, multifamily units, condos, and town homes. We are licensed in New Jersey, Pennsylvania, New York, California, Florida, Connecticut, North Carolina, Texas, Virginia, Maryland, Georgia and the District of Columbia.
OUR LOCATIONS
SOMERSET
27 Clyde Rd, Suite 201
Somerset, NJ 08873
T: 732-873-1365 E: speakwithus@petracephas.com
PISCATAWAY
6 Wills Way, Building 2
Piscataway, NJ 08854
T: 732-873-1365 E: speakwithus@petracephas.com