LOAN PROCESSOR
Job description
Petra Cephas Inc. is a residential mortgage broker based out of New Jersey. The Mortgage Loan Processor will work directly with a group of Loan Officer and plays a crucial role in the homebuying process for our clients. Our ideal candidate will be able to multi-task and oversee a pipeline of 25-30 loans, and be able to process the loan from the Registration Stage through Closing. We are looking for a "go-getter" and someone who is looking to learn and advance their career.
Qualifications:
Minimum 3 years of processing experience
Excellent customer service skills, phone etiquette and must work well with others in a team setting
Strong organizational, problem solving, multi-tasking and analytical skills
Ability to work with deadlines
Ability to interpret financial data as needed to set production goals
Excellent organizational skills and attention to detail
Excellent written and verbal communication skills
Proficient in Microsoft Office Suite and LOS
Responsibilities:
Review loan applications for completeness and accuracy, reconcile applications against system input
Gather loan documentation from borrowers and review for completeness and accuracy prior to submitting for underwriting review
Verify all received loan documentation for accuracy and completeness
Analyze credit reports and AUS Findings
Ensure compliance on all loans
Prepare loan files for initial disclosures, for final approval, including assembling all relevant documentation and ensuring everything is in order for a smooth closing process
Communicate with borrowers, third party partners, and referral partners on a consistent basis
Ensure all required disclosures are provided to the borrower in a timely manner
Establish long term relationships with clients and lending partners by delivering the best in customer service
Provide support to Loan Officers as required
Other duties as assigned